McGuire Real Estate
McGuire Real Estate
Courtney Banks, McGuire Real EstatePhone: (412) 523-9108
Email: [email protected]

Benefits of Having Moving Truck Insurance

by Courtney Banks 11/03/2019

If you are planning to move with truck rental, it is essential you get moving truck insurance. Therefore, you need to look at the company's insurance and protection policies.There are several advantages of having moving truck insurance, apart from the peace of mind it brings, it also protects you against any unforeseen happenings.

What are the types of truck rental insurance? The four types of truck rental insurance include:

Damage Waivers

This type of rental insurance protects against theft or any damage to the truck.  The person renting the truck will be responsible for any damage done to the vehicle if the company offers a personal damage waiver.  The individual that rents the truck will bear up to $500 worth of damage if the company issues a limited damage waiver.  The truck rental company will take care of the rest in this case.

Supplemental Liability Insurance 

Supplemental liability insurance protects you when you hit a vehicle.  This insurance policy protects renters against any claims leveled against them. 

Personal Accident and Cargo Protection 

The Personal Accident and Cargo Protection insurance protects the renters and the belonging while inside the truck.  This type of insurance does not cover damage because of shifting cargo or theft.  It is advisable to go through the details of this protection policy to know what it covers and does not cover. 

Auto Tow Protection 

You need Auto Tow Protection insurance if you are using a trailer to tow your vehicle.  This insurance protects the car against any damage done while pulling your vehicle.  The Auto Tow Protection policy covers damage caused by hail, windstorm, landslide, collision, flood, or explosion.

Advantages of Moving Vehicle insurance 

There are lots of benefits of buying coverage from your truck rental company. A lot of renters underestimate the importance of having moving vehicle insurance because they think that occurrences that warrant insurance are less likely to occur.  Here are some benefits of moving vehicle insurance:

It offers protection against unplanned circumstances like an accident, theft, damage among others

Moving vehicle insurance gives you peace of mind when you are moving your belongings from one location to the other.  

You can get your belongings covered by purchasing additional cargo insurance.  This insurance policy protects your items against damage.  Be sure to check the insurance policy to know what it includes.  

If you are planning to move your belonging to your new house, do not overlook the importance of having moving truck insurance because of all the benefits and protection that it offers you. Don't forget to ask your mover before committing to a moving truck.  

About the Author
Author

Courtney Banks

Originally from Pittsburgh, Pennsylvania, Courtney moved to the Bay Area in 2008 to attend the University of San Francisco where she received a Bachelor of Arts degree in Interpersonal Communication and her Master’s Degree in Education. Previously, she taught Kindergarten at Lafayette Elementary school.

One of the things that originally drew Courtney to the beautiful city of San Francisco was her love of the unique city architecture. Living here for 10 years has allowed her to explore, experience, and live in multiple neighborhoods throughout the city (and bay area), including; The Outer Richmond, Pan Handle, Marina, North Beach, Presidio and even Sausalito. Her variety of neighborhood knowledge makes her a great resource for your buying or selling needs!

Through her teaching career, Courtney has developed a great sense of patience, understanding, and creativity in problem-solving. These skills allow her to build meaningful relationships with clients to serve them in any of their real estate needs. She understands that buying or selling a home is a personal and often, emotional process and she will be there to support her clients in finding their perfect solution.

Courtney loves to take advantage of all that San Francisco has to offer, especially the food! She enjoys staying active and hiking with her dog in beautiful Marin, or strolling through different neighborhoods in search of the newest bakeries!

In working with Courtney, you will get someone who will listen to your wants and needs, who will go to bat for you, and who will be patient and understanding throughout this personal journey.